Refund skins on banned account? If not, isn't that stealing on Riot's part?

If you pay hundreds of dollars for skins, then have your account permanently banned, isn't that theft on Riot's part? You pay for a product, then they take it back from you. Bait and switch? I think so. This crap has got to stop. I've literally paid over 500 dollars for skins, then I get permabanned because trolls can't handle criticism and they gang up for reports. I've even got a chat restriction before simply for choosing teemo top lane. They hate teemo, they report me. I get banned. Then more bans leads to permanent ban and...I'm defrauded from WHAT I PURCHASED. Riot needs to fix this or get sued.
Best New

We're testing a new feature that gives the option to view discussion comments in chronological order. Some testers have pointed out situations in which they feel a linear view could be helpful, so we'd like see how you guys make use of it.

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