"Gold is low elo."

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Why do people keep saying this? Statistically speaking the player of median skill is in silver, so anyone in gold would at least be above average. Sure, people in diamond+ are much better, but that only accounts for roughly 2% of ranked players. Do these people just not even have a basic understanding of statistics? Considering a flat skill value would be impossible to quantify it's not as though we can measure based on that, so relative skill is the best reference we have. What are they trying to accomplish by saying that anyway? Is it just for the sake of insulting people?
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