When Is It OK To Just Surrender?!

So, I'll admit to surrendering more than one match by mid - game due to not getting my comp togheter, (while others have, mind you). From what I've found the game mechanics is such that my team at the time of surrender stays put but more like a game bot? Is this correct? Do you think it is OK to surrender? My reasoning is it would lessen my enjoyment of the game if I stayed to the "bitter" end!
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